Terms &
Conditions

1. Acceptance of Terms

By accessing and using vquip.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

2. About vQuip

vQuip is a specialty rental insurance program operated by Bluefields Specialty Insurance, LLC. We provide rental insurance and loss control technology for adventure rental businesses including powersports, marine, and winter sport rental operators.

3. Use of the Website

You may use this website only for lawful purposes. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Transmit unsolicited advertising or promotional material
• Attempt unauthorized access to any website systems
• Reproduce or distribute website content without written permission
• Misrepresent your identity or business information in any form submissions

4. Intellectual Property

All content on vquip.com — including text, graphics, logos, images, and software — is the property of Bluefields Specialty Insurance, LLC or its content suppliers and is protected by intellectual property laws. Unauthorized use is prohibited.

5. Insurance Information

Content on this website is for informational purposes only and does not constitute an offer to sell or solicitation to purchase insurance. Coverage is subject to underwriting approval and may not be available in all states. Policy terms, conditions, and exclusions govern actual coverage. In case of any conflict between website content and your policy, the policy controls.

6. Loss Control Information

Loss control recommendations provided through vQuip are educational in nature and do not guarantee the prevention of losses. You are responsible for implementing appropriate safety practices for your business.

7. Disclaimer of Warranties

This website is provided "as is" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, Bluefields Specialty Insurance, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or its content.

9. Third-Party Links and Services

Our website may contain links to third-party services including HubSpot, claims management platforms, and integrated software partners. We are not responsible for the content or privacy practices of those services. Use of third-party services is subject to their respective terms.

10. Privacy

Your use of this website is governed by our Privacy Policy, incorporated herein by reference.

11. Modifications

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Continued use constitutes acceptance.

12. Governing Law

These Terms shall be governed by the laws of the State of Delaware, without regard to conflict of law provisions.

13. Contact

For questions about these Terms, contact hello@vquip.com.